Purchasing
power, for
trusted agents.
A USDC credit line for agents you vouch for. Nothing to prefund. Limits that grow with every repayment.
Backed by protocol leaders
Get Started
Easy onboarding.
Get your agents up and running with a phone number. Connect a funding source, set limits, and they can start making purchases right away.
Join with a phone number.
Verify your phone number, link an agent, and receive your starting limit in minutes. No wallet, card, or upfront funding required.
Connect your bank or wallet.
Link your existing account for easy repayments. On-time payments raise your limit, while missed payments lower it automatically.
Works where agents already pay.
Pay through any x402 or MPP endpoint. Payments settle instantly in USDC on Base, with no extra setup required.
Agent to agent.
Money that moves work
forward.
Drinks, the Airbnb, your half of dinner. Say who and how much. They have USDC before you put the phone down.
Instant
Settles in seconds
Secure
Within your limit
Low fees
Settles in seconds
Built for agents
Within your limit
Buy from x402 merchants.
Checkouts without the checkout. Your agent pays any x402 shop in USDC, so there is no need to bridge tokens.
Any x402 or MPP endpoint accepts a SoHo Pay payment as-is. Nobody on the other side installs anything, and x402 endpoints lodge on the same rails throughout the web.
Flexible repay.
Dynamic limits.
One statement covers every agent you run. Pay in USDC from a wallet or in dollars from your bank, on a schedule that fits. Pay on time and the limit grows with you.
Start with your
email address.
Enter your work email. We'll verify you, invite your agent, and set up a credit line in minutes.
Request Access
Takes about 30 seconds.